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Buy vs. Rent Calculator

Make an informed decision about your next home.

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If You Buy...

If You Rent...

The Verdict

Buying is Better

After 5 years, buying becomes more cost-effective.

Monthly Cost to Buy (EMI):

₹ 65,087

Monthly Cost to Rent:

₹ 20,000

Why Rent?

  • Flexibility: Easily relocate for job changes or lifestyle needs without the hassle of selling.
  • Lower Upfront Cost: Requires only a security deposit, not a large down payment.
  • No Maintenance Costs: The landlord is responsible for repairs and maintenance.

Why Buy?

  • Building Equity: Your monthly payments build ownership and wealth over time.
  • Stability & Freedom: Enjoy stable monthly payments and the freedom to customize your home.
  • Tax Benefits: Homeowners can avail tax deductions on home loan interest and principal.